The following is a sponsored review for ThinkFinancial.com. Mission Tuition has been paid to write this review, however, all editorial is an unbiased report on the benefits Think Financial offers.

Think Financial, a student loan company, offers private educational loans (also known as private student loans for up to $30,000-$40,000 (depending on the cost of your school). Unlike most other private student loans the checks are mailed directly to the student and not the school. This allows students to use their money for any college related expense including tuition, room and board, travel expenses back home, computer, books, etc. Think Financial even allows students to pay for past due expenses, an option not offered by all loan companies. Think Financial Student Loans have the usual student loan perks which includes payment deferment till graduation and then an additional 6 months. Those who set up automated payment programs receive a .25% reduction on their interest and then after your first 36 payments are made on time interest drops another .25%. Check out Think Financial for more information on their student loan offers—and look to FAQ for information on co-signer policy, interest rate determination, and repayment policies.